For many years, Horan & Associates Brokers has served the Ontario area. We are a full service, independent insurance, investment and financial service brokerage. We provide quality products and services to meet all of your personal, business, and financial needs.

Brenda Horan is the President and CEO of Horan & Associates Brokers Inc., Brenda personally advises clients on their investment and financial planning needs including estate planning. She also works with many Businesses on the group benefits and investments.

It is important to ensure the people you choose to protect you are qualified. Brenda currently holds the following designations that give her the expertise needed to advise her clients:

Registered Insurance Broker, RIB

A registered insurance broker is an independent insurance professional in Ontario governed by the Registered Insurance Brokers Act. Brokers sell general insurance including coverage of your home, business, automobile, boat etc. They offer product choice from a variety of companies and offer independent advice. Brokers represent their client’s best interest when negotiating a contract between the client and the insurer.

Chartered Life Underwriter, CLU®

The Chartered Life Underwriter (CLU) is a professional financial advisor specializing in developing effective solutions for individuals, business owners and professionals in the areas of income replacement, risk management, estate planning, and wealth transfer. For more than 80 years, the CLU designation has been widely recognized as a mark of excellence in the industry.

Certified Health Insurance Specialist, CHS™

The Certified Health Insurance Specialist (CHS™) was established by The Institute for Advanced Financial Education to raise the professional standards and practice methods of financial advisors in the health insurance sector. The CHS designation positions financial advisors to meet the growing market demand for informed living benefits advice, through education and practice expertise in all relevant health insurance areas including disability insurance, critical illness, long-term care insurance, basic and group extended health insurance, drug and dental insurance, emergency medical insurance plans for travelers and insurance that provides immediate access to healthcare.

Certified Executor Advisor CEA

The Certified Executor Advisor Specialist was established by the Canadian Institute of Certified Executor Advisors. Executors may turn to up to seventeen professions in the course of their duties, but no one profession understood everything the others do to help and guide executors, until now. Certified Executor Advisors are experts in their own field but also have broad practical knowledge of everything the executor needs to know. They’re uniquely equipped to steer executors away from potential problems and toward the professionals they need. Certified Executor Advisors can advise testators, executors and heirs, and they work hard to ensure successful transition from generation to generation, helping to keep Canadian families happy, healthy and harmonious.

Elder Planning Counselor Designation EPC

The Canadian Initiative for Elder Planning Studies and its member Elder Planning Counselors stand for the highest of professional principles and standards regardless of their profession. The Elder Planning Counselor plays an especially important part in dealing with elders on a financial, social or health basis.

Responsible Investment Specialist RIS

The Responsible Investment Specialist was established by the Responsible Investment Association to provide education about the Canadian retail market for responsible investment. Responsible investment refers to the incorporation of environmental, social and governance factors into the selection and management of investments. RI has boomed in recent years as investors have recognized the opportunity for better risk-adjusted returns, while at the same time, contributing to important social and environmental issues.

You are welcome to reach out to Brenda for a free consultation to ensure you are on the right track to reaching your goals.  Also to make sure you are being protected along your journey. She will explain the risks and what you can do to save taxes, protect your investments including your home and auto.